SecureDental - Dental Coverage PPO Plans
The SecureDental PPO plans can help your family maintain a healthy smile. The plans utilize your selected network and pay the expenses charged for covered services after the PPO discount up to the stated maximum, subject to the required deductible. Plus, preventive dental care from a participating dentist is not subject to a deductible.
Everyone Deserves A Healthy Smile!
SecureDental Offers 3 Plans:
- Premium Plan – Subject to deductibles of $50 for an Individual and $150 for a Family1, 2, the SecureDental Premium Plan covers Preventive Care3, Basic Care4, and Major Care5. Orthodontic Care5 is only available on the SecureDental Premium Plan and is subject to an Additional Orthodontic Deductible of $15011, 6. The SecureDental Premium Plan has a Calendar Year Maximum of $1,500 per Insured; an Orthodontic Calendar Year Maximum of $400 per Insured; and a Lifetime Maximum Orthodontic Benefit of $1,000 per Insured.
- Saver Plus Plan – Subject to deductibles of $50 for an Individual and $150 for a Family1, 2, the SecureDental Saver Plus Plan covers Preventive Care3, Basic Care4, and Major Care5 with Orthodontic Care Services discounted at Participating Dentists7. The SecureDental Saver Plus Plan has a Calendar Year Maximum of $1,000 per Insured.
- Saver Plan – Subject to deductibles of $50 for an Individual and $150 for a Family1, 2, the SecureDental Saver Plan covers Preventive Care3 and Basic Care4 with Major Care and Orthodontic Care Services discounted at Participating Dentists7. The SecureDental Saver Plan has a Calendar Year Maximum of $500 per Insured.
1 Family limit of 3 per Person Deductibles
2 Separate $50 Deductible for Non-Participating Dentist per Insured
3 Not subject to Calendar Year Deductible when received from a Participating Dentist
4 Subject to 6 month benefit waiting period
5 Subject to a 12 month benefit waiting period
6 Separate $150 Deductible for Non-Participating Orthodontic Dental Care per Insured
7 These services are not covered under the Policy/Certificate but are subject to a discount of up to 20% if you see a Participating Dentist
SecureDental is not available in all states. Please contact a licensed agent for more information. Limitations, Waiting Periods and Exclusions may apply.
The SecureDental Plans provide benefits for covered dental services only. The SecureDental Plans are considered “excepted benefit plans” under the ACA and are not “minimum essential coverage” plans under the ACA. The ACA generally required individuals to maintain “minimum essential coverage” or be subject to the payment of the annual shared responsibility payment with the payment of their taxes to the federal government from 2014-2018. Congress eliminated the shared responsibility payment in 2019 and beyond for individuals who do not maintain ACA “minimum essential coverage” during 2019 or any year thereafter.